Superintelligence-powered debt recovery

Skynet Recovery

AI-driven debt recovery that never sleeps, never tires, and never backs down. Jurisdiction-aware legal intelligence for every country. You pay nothing until we collect.

Submit your debt See the fees
CASE SR-24817 EXAMPLE
Claim
Unpaid invoice INV-0391
Amount
£3,200.00
Debtor
Sole trader, Leeds
  1. Claim submitted 2 documents attached
  2. Jurisdiction resolved England & Wales · Pre-Action Protocol for Debt Claims
  3. Claim assessed Tier 1 · eligible
  4. Letter Before Claim issued 30-day response window opened
  5. Debtor engaged payment plan requested
  6. Plan agreed 2 × £1,600.00
  7. Funds collected £3,200.00 received
  8. Fee 25% · £800.00 You receive £2,400.00
// It will not stop until it's collected
  • 0%Upfront cost
  • 180+Jurisdictions
  • 24/7Active pursuit
  • 100%No win, no fee

Process

How Skynet works

Four stages from submission to settlement. The AI handles everything in between.

  1. 01T+0

    Submit your claim

    Tell us who owes you, how much, and your country. Upload any supporting documentation. We assess your claim within 24 hours.

  2. 02T+24h

    AI engages

    Skynet deploys jurisdiction-specific legal templates, automated demand letters, and escalation sequences calibrated to local law. No lawyers to chase.

  3. 03If needed

    Escalation protocol

    If standard recovery fails, we escalate: credit reporting, legal proceedings referral, and debtor engagement. Each step is governed by local regulations.

  4. 04Settlement

    Funds collected

    Once the debt is recovered, we take our agreed percentage. Your remaining balance lands in your account. We only win when you do.

Transparent pricing

You pay nothing until we collect

Our fee is a percentage of what we recover. If we don't collect, you owe us nothing.

Tier 1 · Small debts

Under £5,000

25%of recovery

  • Automated demand sequence
  • Jurisdiction-aware legal templates
  • Email and written correspondence
  • Credit bureau reporting (where applicable)
  • Case dashboard access

Minimum debt: £200

Tier 2 · Mid-range

£5,000 – £50,000

20%of recovery

  • Everything in Tier 1
  • Priority case handling
  • Multi-channel debtor contact
  • Formal legal referral pathway
  • Payment plan negotiation
  • Progress notifications

Response within 12 hours

Tier 3 · Commercial

£50,000+

15%of recovery

  • Everything in Tier 2
  • Dedicated case manager
  • Custom escalation strategy
  • Court filing coordination
  • Cross-border enforcement support
  • Executive reporting

Complex cases reviewed individually

Estimate your return

£ GBP
Tier 2 rate
20%
Our fee
£2,500
You receive
£10,000
If we don't collect
£0

Global reach

Worldwide jurisdiction coverage

Skynet holds jurisdiction-specific legal knowledge for every major market. Launching globally with priority coverage in these regions.

RegionScopeStatus
GBUnited KingdomEngland, Wales, Scotland, NI/// Live
AUAustraliaAll states and territories/// Live
USUnited StatesAll 50 states + DC/// Live
CACanadaFederal + provincial law/// Live
EUEuropean UnionAll 27 member states/// Live
NZNew ZealandNZ debt recovery law/// Live
SGSingaporeLaunching Q1 2027/// Coming soon
AEUAELaunching Q1 2027/// Coming soon
ZASouth AfricaLaunching Q2 2027/// Coming soon
INIndiaLaunching Q2 2027/// Coming soon

Get started

Submit your debt

Tell us about the money you're owed. We'll review your case and contact you within 24 hours.

  • No upfront cost
  • Assessment within 24 hours
  • Minimum debt £200 GBP
£ GBP

By submitting you agree to our terms of service. Skynet Recovery does not provide legal advice. All recovery activity is conducted in compliance with local debt collection regulations. No fees are charged unless a recovery is made.

Questions

Frequently asked

How does the no win no fee model work?

You submit your debt at no cost. Skynet pursues recovery on your behalf. If we successfully collect, we retain our percentage and transfer the remainder to you. If we do not collect, you owe us nothing. There are no upfront fees, no retainers, and no hidden charges.

What types of debt can Skynet recover?

We handle unpaid invoices, breach of contract claims, loan defaults, rental arrears, service fees, and commercial disputes. We do not handle consumer credit card debt or government-issued debts. Both individuals and businesses can submit claims.

How is this different from a traditional debt collection agency?

Traditional agencies use manual processes, take weeks to act, and often use aggressive tactics that can create liability. Skynet is fully AI-driven: we respond in hours, not weeks. Every action is jurisdiction-calibrated and legally compliant. We also handle cross-border debts that most agencies will not touch.

Is my information secure?

All data is encrypted in transit and at rest. We do not sell your data to third parties. Your case details are used solely for the purpose of debt recovery. We are compliant with UK GDPR, the Australian Privacy Act, and equivalent regulations in all jurisdictions we operate in.

What is the minimum debt amount?

The minimum debt we will pursue is £200 GBP (or equivalent). Below this threshold, recovery costs typically exceed the debt value. There is no maximum, and our commercial tier is specifically designed for high-value contract disputes.

How long does recovery take?

Most straightforward debts are resolved within 30 to 90 days. Complex commercial disputes or cross-border cases can take longer. You will have full visibility into your case status through your dashboard at all times.